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CD Rates Checking Money Market CDs/IRAs CDARS Savings
RATES ACCURATE AS OF JULY 19, 2010
Printable Version
   Certificate of Deposit Options Min Dep. To
Open & Obtain APY		 Interest
Rate		 Annual Percentage
Yield(APY)

6 Month C.D. $500 1.01% 1.01%

1 Year C.D. Special $500 1.21% 1.21%
  14 Month C.D. Special**** $5000 1.64% 1.65%
  18 Month Add On C.D.** $500 1.51% 1.51%

** Unlimited deposits.  Minimum add on deposit $100.00.  No Deposits 7 days before maturity.
Interest begins to accrue no later than the business day that we receive the deposit of non-cash items (for example, checks).

2 Year C.D. $500 1.71% 1.71%

3 Year C.D. $500 2.06% 2.06%

4 Year C.D. Special*** $500 2.34% 2.36%

5 Year C.D.*** $500 2.61% 2.64%
   Individual Retirement Account Options Min Dep. To
Open & Obtain APY		 Interest
Rate		 Annual Percentage
Yield(APY)

18 Month Variable Rate

 $25 1.50%* 1.51%*
(Minimum Guaranteed Interest Rate - 1.50%; APY 1.51%

36 Month Fixed Rate $25 2.05% 2.06%

48 Month Variable Rate $25 2.35%* 2.36%*
(Minimum Guaranteed Interest Rate - 2.00%; APY 2.01%

60 Month Fixed Rate $25 2.62% 2.64%

60 Month Variable Rate $25 2.50%* 2.52%*
(Minimum Guaranteed Interest Rate - 2.50%; APY 2.52%

*The rate may change after the account is opened.

All C.D.'s & IRA's: The daily balance method calculates interest applying a daily rate to the principal in your account each day. The APY assumes interest on deposit until maturity. A penalty may be imposed on the amount withdrawn before maturity. A withdrawal will reduce earnings.

C.D.'s: Interest on C.D.'s is compounded and credited annually and at maturity.

No additional deposits allowed except as disclosed above.

*** Interest on 4 Year C.D. and 5 year C.D. are compounded and credited quarterly and at maturity.

IRA's: Interest on IRA's is compounded and credited semi-annually and at maturity. Unlimited deposits. No deposits 7 days before maturity. Interest begins to accrue no later than the business day that we receive the deposit of non-cash items (for example, checks).

****New money only. Maximum deposit of $50,000.00.

Contact us to assist you with your investment needs.

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