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CHECKING RATES

RATES ACCURATE AS OF JULY 1, 2008


Account Type Min. Dep. To
Open Account
Min. Bal.**
To Obtain APY
Interest
Rate
Annual
Percentage
Yield (APY)
Market Advantage Checking $10,000 $100,000 & Over


$50,000 - $99,999.99


$10,000 - $49,999.99
1.90%*


1.50%*


1.00%*
1.92%*


1.51%*


1.00%*
SuperNow Checking $25


$10,000 & Over


Less Than $10,000
.40%*


.25%*
.40%*


.25%*
PayDay Checking $25 $10,000 & Over


$1,000 - $9,999.99
.40%*


.25%*
.40%*


.25%*
Health Savings Account Checking (HSA) $25 $10,000 & Over


$2,500 - $9,999.99


$1,000 - $2,499.99
1.98%*


1.79%*


.90%*
2.00%*


1.80%*


1.00%*
Business Checking With Interest $0


$50,000.00 & Over


$10,000 - $49,999.99


$1,500.00 - $9,999.99


1.40%*


.70%*


.35%*


1.41%*


.70%*


.35%*



Fees could reduce earnings on the above accounts.
*The rate may change after the account is opened.
**The Daily Balance Method calculates interest applying a daily periodic rate to the principal in your account each day.
Click here for an interest rate history of the Market Advantage Checking Account.



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