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RATE HISTORY

MARKET ADVANTAGE CHECKING &
MONEY MARKET INVESTMENT ACCOUNT (MMIA)


  Interest
Rate		 Annual Percentage
Yield
July 1, 2008 1.90% 1.92%
June 1, 2008 1.78% 1.79%
May 1, 2008 1.30% 1.31%
April 1, 2008 1.28% 1.29%
January 1, 2008 3.11% 3.15%
January 1, 2007 4.74% 4.84%
January 1, 2006 3.89% 3.96%
January 1, 2005 2.21% 2.23%
January 1, 2004 0.89% 0.89%




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