Business Loan Options

Choose the Funding Option That is Right For You

Mound City Bank knows every business is different. That's why we offer a choice of business loan options designed to help you meet your needs & reach your financial goals.

Revolving Line of Credit

The traditional solution for fluctuating cash flows. Allows you to borrow, repay, and re-borrow funds throughout the loan term.

• Pre-approved credit available whenever you need it.
• Credit lines available in amounts that meet your needs.
• Able to repay and re-borrow at your convenience.
• Flexible repayment terms with monthly payments of accrued interest and principal at your desire prior to maturity.
  Low fixed or variable rates.

Non-Revolving Line of Credit

Used to cover construction costs or provide start-up financing. Funding occurs only when you need it to reduce financing costs.

• Pre-approved credit available whenever you need it.
• Credit lines available in amounts that meet your needs.
• Flexible repayment terms.
• Low fixed or variable rates.

Term Loans

Traditional solution for commercial real estate, equipment, and the acquisition of other capital assets.

• Easy-to-budget fixed payments.
• Loan terms are flexible and vary based on the asset being financed.
• Loans are typically secured by the assets being acquired, and/or other collaterals.
• Low fixed or variable rates.

SBA Loans

Small Business Administration loan used to start or grow a business.

• Used as an enhancement to conventional financing

Municipal Loans

Financing for state, county, city, village, and other forms of local government needs.