Personal Checking

Let Mound City Bank checking help you achieve your financial goals. We have a variety of options to choose from, so find out which one works best for you!

Order Checks

Every Personal Checking Account Includes:

  • FREE Debit Card - Replacement card fees may apply
  • FREE Online Banking
  • FREE Mobile Banking
  • Check Free (BillPay) - Fees may apply for overnight checks or same day payment
  • FREE eStatements with online check images
  • FREE Thank You Gift
    • Minimum opening deposit is only $25. Free Thank You gift provided at the time of account opening. We reserve the right to substitute a gift of similar value.  No minimum balance required to obtain bonus. If account is closed within 90 days of opening, a fee of $25 may be charged. 
    • Other fees such as return item fees, overdraft fees, etc. may apply. See Common Feature section in the Truth in Savings disclosure for more details.

Checking Rates

My Free Checking

A FREE account for everyone!

  • No minimum balance
  • No monthly maintenance fee

Minimum opening deposit is only $25.

Fabulous 50 Interest Checking

A perfect account for customers 50 and over!

  • FREE MCB printed checks
  • Competitive interest
  • No minimum balance
  • No monthly maintenance fee

Minimum opening deposit is only $25.

Payday Interest Checking

Earn interest and have the convenience of direct deposit or any automatic payment!

  • Competitive interest
  • No minimum balance
  • No monthly maintenance fee

Minimum opening deposit is only $25.

Platinum Interest Checking

An account for those interested in higher interest!

  • FREE MCB printed checks
  • Higher interest rate with a balance of $1,500 or more
  • Competitive interest if balance falls below $1,500
  • Only $10 monthly maintenance fee if minimum daily balance falls below $1,500

Minimum opening deposit is only $25.